Moving an elderly parent into your home makes sense for many adult children looking for a solution when their parent is no longer able to live independently. It’s an arrangement that can ease financial burdens, make daily life more manageable and give the family more time together. There are also challenges, though. If you’re thinking about moving your elderly parent into your home, consider these five factors before making the final decision.
What Kind of Care Will Your Parent Need?
If your parent needs regular help, make sure they’ll be able to receive the aid they need wherever they live. Before you bring them into your home, make sure they’re in a position to receive the daily assistance they need, whether that’s with personal care, getting to appointments or managing a medical condition.
You’ll have to consider your parent’s individual needs. In some cases, moving in with family makes getting help easier. Other times, it becomes more difficult. As you consider what help your parent will need, take into account what assistance they might need in the coming months and years and how they’ll be able to access that care.
With your parent’s needs in view, think about how much help you’ll be able to provide with daily activities. After all, many people have their aging parents move in with them so that they can become a caregiver, if not the primary caregiver. It may be tempting, however, to overestimate your ability to help.
When considering how much you’ll be able to do, take into account your:
- Other obligations
- Time commitments
- Personal needs
- Personal limits (e.g. physical limitations or medical knowledge)
How Well Does Your Family Get Along with Your Parent?
Bringing your parent into your home will put stress on everyone in your family. The extent of and effects of that stress will be greatly impacted by how well your family gets along with your parent. If personalities are constantly colliding, the situation will be miserable for all involved. If everyone gets along, it should be manageable.
Sit down with each family member and have an honest and open discussion about how they think bringing your parent into the home might change the family dynamics. Listen to their concerns. Some may be easily addressed, while others may require some additional thought.
How Will Finances Be Managed?
Moving your parent in with your family may ease their financial situation, but it could also be a financial strain on you and your family. Talk about how living expenses will be managed with both your parent, your spouse and any siblings you have. Will your parent, or possibly other siblings, help cover certain costs? How much will your family contribute to your parent’s living costs?
Determine who will pay for which living expenses, and how much they’ll pay, before you move your parent in. These can be difficult conversations to have, but it’s important to talk through them before bills start arriving.
How Will Your Parent Socialize?
People of all ages, including aging parents, need a social life. Your parent will need to see their friends and peers, who will be several year older than your acquaintances. How will your parent get out to see people their age? At senior living communities, there are activities specifically planned for residents. At home, you’ll have to find creative ways to provide these social interactions.
While there’s often good reason to move an elderly parent in, there are also several factors to think about before doing so. If you’re getting ready to move your parent in with your family, consider what the move will mean for you, your parent, and your family.